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Insurance Claims Guide

Everything you need to know about filing and managing your auto insurance claim, from the accident scene to final settlement.

Essential Reading

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Frequently Asked Questions

Most states require insurers to acknowledge claims within 15 days and pay within 30-45 days of reaching a settlement. Specific timelines vary by state.
Usually not. First offers are often lower than what you're entitled to. Review the offer carefully, compare to market values, and negotiate if necessary.
Yes, but a police report strengthens your claim. If you didn't file one at the scene, you may be able to file a report later at the station.

Still Have Questions?

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